FMHC: We recommend a less expensive high co-pay, high deductible healthcare plan with lower premiums for you and your employees complemented with cost savings concierge medicine. You may also want to get a healthcare plan in-addition to a Health Savings Account (HSA), it therefore is a compliment to take advantage of pre-tax dollar savings.

FHMC:  One critical factor in establishing small business healthcare premium rates are previous year healthcare claims.  FHMC can drastically reduce your healthcare claims in deliberate ways.  First, our concierge medicine model doesn’t “ping” the insurance companies with claims for co-pays, visits, or deductibles.  Second, we have complementary preventative healthcare programs resulting in healthier, happier, and more productive patients/employees. Furthermore, health insurance companies are motivated to work with concierge medicine practices to lower their claim processing overhead to motivate healthier clients.

FHMC:  Employees are the most important asset you have, and normally your greatest financial and time investment.  Larger companies are required to cost-share healthcare with their employees, while smaller companies have the pressure to offset healthcare costs as a benefit to keep the best employees. The relativity small cost of concierge medicine as a benefit can go a long way toward securing a new employee and to maintain your best talent.  Whether your employees are insured or not, you can provide access to a dedicated healthcare provider resulting in healthier and more productive employees.

FHMC:  Concierge Medicine does not replace catastrophic healthcare insurance – it complements healthcare insurance!  However, our Concierge Medicine is designed to counter the negative impacts from the ACA (ObamaCare) such as increased healthcare cost, losing your preferred provider, inability to access healthcare in a timely manner, extended waiting times, and decreased visit times.  We can see patients the same day, our minimum visit is 30 minutes, and we strive for zero wait times – all with realized savings.

FHMC:  We pride ourselves on offering same day 30-minute appointments with no waiting times resulting in minimum time away from work while receiving comprehensive primary and urgent care.  We can also offer tele-medicine for appropriate issues such as prescription refills or follow-up appointments.  These simple benefits can dramatically decrease time away from work, decrease the spread of seasonal illnesses, and lower stress resulting from unresolved healthcare concerns.  We prefer to treat the entire family and remove the stress from worrying about an ill family member.

FHMC:  Businesses can realize tangible savings with reduced healthcare premiums, lowered cost sharing, and increased employee productivity.  Employees can save money with no co-pays or deductibles recovering their annual investment with between one and six visits a year.  We expect total savings with Concierge Medicine; however, the real value is with healthier and more productive ROI from your most important asset – your employees!